Thursday, 13 December 2018

Job Opportunity at African Talent Company | TATC Africa, Relationship Manager - Arusha


Location
Other Dar es Salaam District Dar Es Salaam
Description
Reports to: Branch Manager

Supervision: N/A

Department: Retail Banking

Location: Arusha Branch

Internal Key Contact Person(s)

  • Credit Analyst
  • Manager, Credit Administration
  • Branch Managers
  • Branch Operation Managers
  • Manager Liabilities
  • Treasury Dealers
  • Manager, Trade Finance & Remittance Department
  • Legal Cell Manager


External Key Contact Person(s):

  • Customers (existing and potential)
  • Valuers
  • Insurance Companies
  • Counterparty in other Commercial Banks


Job Purpose

Maintain and manage portfolio, build and sustain relationships with existing and new prospective clients as well as represent the Bank in the market.

Key Responsibilities/Tasks Relationship Management:

  • Manage a portfolio of existing clients and cross sell of Bank’s products to enhance relationship.
  • Identify and acquire new prospective clients in order to grow the credit portfolio
  • Regular monitor and follow ups on irregular accounts and excess drawings to ensure that the health of the portfolio is maintained
  • Regular client visits for inspection/relationship maintenance in liaison with the supervisor including conducting periodic review of debenture assets e.g. stocks


Credit Management:

  • Provide support to the credit risk team by ensuring submission of relevant information for preparation of credit applications
  • Follow up on timely submission of executed security documents and offer letter after a credit proposal has been approved


Compliance:

  • Regular monitoring of compliance with board or management credit committee (BCC/MCC) directives
  • Ensure the credit approval conditions and covenats are met by clients as per the Bank’s requirements
  • Ensure compliance to Anti-money laundering (AML) and Know your customer (KYC) to all clients
  • Ensure turnaround time (TAT) for client’s applications are achieved through monitoring the flow of process Risk Management:
  • Develop, update and maintain risk procedures and systems with respect to risk identification, risk assessment, risk monitoring, risk mitigation strategies and risk reporting


Reporting:

  • Monitor submission of insurance, valuation reports and financials for debtors, creditors and stock list etc.
  • Ensure timely submission of call reports and any other reports from time to time


Administration:

  • Support the head of business development in preparing and providing inputs for relationship-related budget for board approval
  • Overall in charge of staff within department including leave management, performance appraisal, training, coaching and mentoring within department
  • Perform any other duties as may be assigned by the immediate supervisor from time to time


Skills, Knowledge and Abilities

  • Financial Analytical skills
  • Presentation skills
  • Report writing skills
  • Communication skills
  • Knowledge on market/macroeconomics trends
  • Market research
  • Knowledge of regulatory frameworks
  • Emotional intelligence


Academic / Professional Qualifications

  • Bachelor’s degree in Business Administration, Finance, Economics, Marketing or any other related field


Working Experience Required

  • A minimum of 3 years of working experience at Senior Officer level



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