Friday, 25 January 2019

SME Credit Officer Job at Empower Group Limited

Position: SME Credit Officer
Type: Full Time
Deadline: 14th February, 2019
Category: Credit
Location: Dar-es-Salaam
Other Categories: Banking ,
Job Level: Intermediate

Roles and Responsibilities
Evaluation and analysis of Credit Applications and provide Recommendation to management

  • Ensures that all credit applications are assessed within the agreed SLA time.
  • Ensuring that his/her assessment and recommendations of credit applications comply with requirements as per approved Credit and Provisioning Policy.  
  • Appropriately prepare the SNT and credit templates for referral to BARO.
  • Perform Credit reference checks before processing the applications.
  • Preparation ofoffer letters and/or any other feedback in respect of the approved facilities and issue them to clients via branches immediately after approval ofthe facility
  • Provide timely and appropriate feedback to customer via appropriate channels
  • Develop offer letter to clients reflecting the terms and conditions of the approved credit application
  • Filing information into Customer information credit monitoring files without fail.
  • Ensure that all registers are marked appropriately andkept up to date
  • Ensure that all the appropriate records are filed in an acceptable ways. Files are appropriately stored 
  • Monitoring performance of client’s accounts and where necessary propose remedial measures
  • Ensures that approved excesses are diarized and new excess returns filed accordingly.
  • Check on daily risk reports and work on exceptions and/or any irregular behaviour.
  • Provide specific instructions to business and escalate any issue that will need other stakeholders’ attention.
  • Ensure that overdraft facilities are timely reviewed. 

Educational Qualifications

  • A degree/ Advanced diploma in Finance/ Banking/Business Administration 

Experience Requirements

  • At least 5 year experience in the related field