Friday, May 3, 2019

Credit Appraisal Manager Job at Tanzania Agricultural Development Bank Limited (TADB)

Credit Appraisal Manager Job at Tanzania Agricultural Development Bank Limited (TADB)
Credit Appraisal Manager


Tanzania Agricultural Development Bank Limited (TADB) is a Government Institution established under the Companies Act, 2002 and licensed under the provisions of the Banking and Financial Institutions Act No 5 of 2006 and the Banking and Financial Institutions (Development Finance) Regulations, 2012. The bank has the following key objectives:

To catalyze credit delivery to the agricultural sector and thereby accelerate agricultural growth;
To lead, as an apex agricultural financing bank, in capacity building strategies and programmes to strengthen the agriculture financial value chain;
To be an important player in the implementation of the Government’s development vision, policies and programmes, including but not limited to the Tanzania Development Vision 2015, Agricultural Sector Development Programme, Kilimo Kwanza Initiative, Second-Generation Financial Sector Reforms as well as in the furtherance of the National Strategy for Growth and Reduction of Poverty for Mainland Tanzania (MKUKUTA), and Zanzibar Strategy for Growth and Reduction of Poverty (MKUZA);
To build on existing agro-financing activities through provision of short, medium and long-term facilities to the following: smallholder farmers’ groups, savings and credit cooperative societies (SACCOS), community banks, commercial banks and microfinance institutions (MFIs) that are active in lending to the agricultural sector;
To coordinate and monitor agriculture and rural lending activities with a view to maximizing the impact of agricultural growth by working closely with the Ministries and institutions responsible for Agriculture, Regional Administration as well as the numerous players active in this sector;
To assist the Government in implementing its policies on enhancing financial inclusion and economic empowerment in the rural
The TADB is hereby inviting applications from suitably qualified candidates to fill the following vacancies:

CREDIT APPRAISAL MANAGER – 1 Vacancy, Dsm                                 

Nature and Scope:

The successful candidate will report to the Director of Credit and Business Management. He/She has overall responsibility for the appraisal of credit applications and management of corporate relationships and loan portfolio.

Key Responsibilities

To obtain all the client information necessary for the appraisal of a credit proposition and liaise with Credit Analysts as and when
To prepare and submit an Application for Credit in relation to proposed credit
To prepare and ensure issuance of an offer letter to the client based on the approved Application for
To co-ordinate with other departments to ensure that all required documentation is prepared and that this complies with the terms of the credit approval.
To maintain frequent and close contact with each client and continuously monitor outstanding credit
To monitor receipt of periodical statement of balance sheet, profit and loss, inventory, receivables, etc. from the client as required by the terms of the credit
To monitor the value of security and inspect goods hypothecated/pledged to the bank in accordance with the terms of the credit approval.
To maintain the credit grading of clients under continuous review and to propose revision of the credit grading to credit Department as and when
To build capacity and provide business advisory services to corporate clients, micro, small and medium sized enterprises.
To document meetings and other significant developments in call reports to be circulated as appropriate and retained                                                                                                 on the client
To carry out any other duties assigned by the Director of Credit and Business Management from time to time


Master’s Degree/Postgraduate qualifications in Business Administration, Economics, Agricultural Economics, Banking, Finance or related discipline.
Minimum of 8 years’ experience of which 4 must be in a senior post in a bank or financial or related institution.
Knowledge of agricultural finance
Leadership, motivation and people management
Team player with strong interpersonal skills.
Banking computer skills.


Tanzania Agricultural Development Bank Limited is an equal opportunity employer. The bank offers an attractive remuneration package, career development opportunities and excellent working environment.


Qualified candidates should apply in writing to or lodge their applications at the address shown below, enclosing:

Application letter showing how they meet the requirements of the position;
An up-to-date Curriculum Vitae;
Contacts stating name in full, physical address, telephone numbers and e-mail addresses of the candidate;
Certified copies of relevant certificates
Names and full contacts of three (3) referees.
Closing date: Applications should reach the undersigned not later than 4.00 pm on Tuesday, 14th May 2019.

Managing Director,

Tanzania Agricultural Development Bank,

4rd Floor Acacia Estates Building, Plot 84 Kinondoni Road,

P.O.Box 63372,



For further information, please visit the Bank’s website:

Warning: Never Pay To Get A Job. Legitimate companies dont ask for money.